Payments That Fit Your Business

Yes, with some context. Transaction limits for CPOS Pay Tap to Pay depend on the customer’s issuing bank and your merchant account limits, not on the Tap to Pay technology itself.

All new merchants start with a $250 per-transaction limit. In the CPOS Pay app, you can see your current limit and available limit of up to $1,000, along with the steps required to unlock higher limits. These usually include upgrading to a paid plan and completing identity verification. Apple Pay and Google Pay often allow higher amounts than physical contactless cards.

If your business needs higher transaction limits, contact us and we’ll review your account and business details. Final approval always depends on the issuing bank and the payment method used.

Yes. After a successful Tap to Pay or invoice (keyed-in) payment, the app allows customers to choose how they receive their receipt: SMS (text message), email, or no receipt.

Email receipts require a valid email address, SMS receipts require a valid phone number, and skipping the receipt is always an option.

Yes. CPOS Pay allows up to 3 team members to accept payments on their own phones using Tap to Pay under a single business account.

This setup is ideal for teams, shift-based staff, and mobile workers, since each person can use their own device.

Yes. CPOS Pay supports tipping, allowing customers to add a tip during the Tap to Pay or mobile POS payment flow.

This is especially useful for service-based and hospitality businesses. Tips are automatically included in your payouts.

Refunds for Tap to Pay and mobile POS transactions in CPOS Pay are initiated directly from the app on completed payments. You select the transaction, enter the refund amount, choose a required reason, review the details, and issue the refund.

The refunded amount is returned to the customer’s original payment method and typically appears within 3–5 business days, depending on the issuing bank and payment provider.

Partial refunds are supported. You can issue multiple refunds until the full amount is returned, with each refund clearly tracked and reflected in the transaction status.

With Freepay, customers see three clear ways to pay at checkout: cash with zero fee, debit with its fee, or credit with its fee. All fees are shown upfront, so customers choose their payment method and you receive the full sale amount. Clean, transparent, done.

The application takes about 10 minutes. Once approved, your Terminal is typically delivered within 3–5 business days.

Yes. You get access to detailed reporting for all Terminal transactions, including sales, fees, and payouts. Everything you need to understand how your business is performing.

No account activation or setup fees for Terminals. Your monthly subscription starts after your first month. No surprise charges, no fine-print gymnastics.