Cut card fees today
Avg. 1.6% in-person credit, 5¢ debit.

Interchange + 0.20%
Transparent pass-through pricing. You pay true interchange plus a flat 0.20% markup. Card-present averages ~1.6% for credit and 5¢ for debit.
Same-day activation
Apply in minutes and get activated on a quick call. Start taking payments in about 10 minutes with the CPOS Pay App while your terminal ships.
No lock-ins
Month-to-month plans. Cancel anytime with no early termination fees. Return the device if we haven’t earned your business.
"Interchange + flat 0.20%."
Fair pricing by design.
Markup that never changes: Interchange + 0.20% from day one.
CPOS avg in-person credit: 1.6%
CPOS debit: 5¢
No tiers, no junk fees, no “as low as.”
No lock-in contracts. Cancel anytime. Return device. That simple.
Flat rate typically: 2.6% + 10¢ card-present.
Starter rate elsewhere: Interchange + 0.40% when volume is low.
Tier games: “Qualified/Mid/Non-Qualified” that jump without warning
Teaser traps: Intro rates that expire after 3 months.
Contract cuffs: Multi-year terms and early-termination fees.
Start taking payments today
No terminal yet? Activate your account on the onboarding call, download the CPOS Pay App and start accepting payments in about 10 minutes while your terminal ships.
Rates and fees may vary for the CPOS Pay App and Terminals.


$0 processing fee with "Freepay" feature
Pass the fee to the customer where permitted. You keep 100% of the sale; the customer sees the fee before paying.
$100.00 item → customer pays $100.50 debit or $102.50 credit → you keep $100.00
Why businesses switch to CPOS
Lower fees from day one
Pay true interchange plus a flat 0.20% from the start — no “new account” markup.
No lock-ins. Simple pricing
Month-to-month with no early-termination fees. One transparent markup. Clear, line-item statements.
Zero processing option
Turn on "Freepay" to shift the processing cost to the customer where permitted and keep 100% of the sale.
Powering Fast, Reliable Payments Across Every Industry
Food & Restaurant
Personal Care
Contractors
Marketing & Design
Retail
Home Services
... and more

Switch to CPOS Today — Keep More of Every Sale!
Interchange + 0.20%. $0 upfront terminal. Same-day activation.