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Interchange + 0.20%

Transparent pass-through pricing. You pay true interchange plus a flat 0.20% markup. Card-present averages ~1.6% for credit and 5¢ for debit.

Same-day activation

Apply in minutes and get activated on a quick call. Start taking payments in about 10 minutes with the CPOS Pay App while your terminal ships.

No lock-ins

Month-to-month plans. Cancel anytime with no early termination fees. Return the device if we haven’t earned your business.

"Interchange + flat 0.20%."

Fair pricing by design.

Markup that never changes: Interchange + 0.20% from day one.

CPOS avg in-person credit: 1.6%

CPOS debit:

No tiers, no junk fees, no “as low as.”

No lock-in contracts. Cancel anytime. Return device. That simple.

Flat rate typically: 2.6% + 10¢ card-present.

Starter rate elsewhere: Interchange + 0.40% when volume is low.

Tier games: “Qualified/Mid/Non-Qualified” that jump without warning

Teaser traps: Intro rates that expire after 3 months.

Contract cuffs: Multi-year terms and early-termination fees.

Start taking payments today

No terminal yet? Activate your account on the onboarding call, download the CPOS Pay App and start accepting payments in about 10 minutes while your terminal ships.

Rates and fees may vary for the CPOS Pay App and Terminals. 

 

 

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Freepay Terminal

$0 processing fee with "Freepay" feature

Pass the fee to the customer where permitted. You keep 100% of the sale; the customer sees the fee before paying.

$100.00 item → customer pays $100.50 debit or $102.50 credit → you keep $100.00

 

Why businesses switch to CPOS

Lower fees from day one

Pay true interchange plus a flat 0.20% from the start — no “new account” markup. 

No lock-ins. Simple pricing

Month-to-month with no early-termination fees. One transparent markup. Clear, line-item statements.

Zero processing option

Turn on "Freepay" to shift the processing cost to the customer where permitted and keep 100% of the sale.

Powering Fast, Reliable Payments Across Every Industry

Food & Restaurant

Personal Care

Contractors

Marketing & Design

Retail

Home Services

... and more

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Switch to CPOS Today — Keep More of Every Sale!

Interchange + 0.20%. $0 upfront terminal. Same-day activation.